Thursday, June 27, 2013

1256 Goldfinch Way

Talk about the most stressful week of our lives!
 
Sort of a long story, but here it goes...
Let's start with last Thursday evening, Ed and the kids drove by the house and these forms above were in to have the concrete poured. Then fast forward to Friday afternoon, I get a call from our lender's assistant (Kaelie) saying "I have been in contact with Bielinski for the past several days making sure progress is coming on the house and that we are still on for closing on the 27th" And they proceeded to tell her that they planned to pour the concrete on Wednesday the 26th...red flag! And Kaelie proceeded to tell me that there is no way they can pour concrete Wednesday day and we can get the appraiser over there and close on Thursday. That being said, we spent the rest of our trip to Moline on the phone with our construction manager, Sue, and every other person at Bielinski we knew trying to figure all of this out.
 
There were many factors in this situation, the biggest one being weather. Another one being the incompetent construction manager I had to deal with. He hadn't even known that the forms were in on Thursday, which is why we were so confused as to why it wouldn't be poured for many more days. Not to mention, he knew we were scheduled to close the following Thursday and that the cost of the concrete was included in the house price, therefore we couldn't have a final appraisal done without it. Blah blah blah.
 
So the long and short of the story, we spent many many hours the entire week on the phone and emailing back and forth while both Ed and I were working trying to figure out a way to close on Thursday because we had our stuff scheduled to be delivered on Friday the 28th and of course that weather factor was rain most of the days this week. So what ended up happening was our lender went to the top of his company to get approval to have money put into escrow to cover the driveway in order to remove it from our house price so we could have the final appraisal done in order to close. It was days of going back and forth between attorneys at Bielinski and Providence Home Lending in order to get this done. Needless to say, we got the final number of how much money we had to bring to closing at 3pm and we closed at 4pm. That is how last minute all of this was.
 
But...we closed! And we are so thankful for our lender, his assistant and our realtor (our very own Susan Smith) Because without them this never would have happened.
 
That being said, we will spend all night moving stuff out of Nana and Papa's house and be awaiting the Barrett Moving truck in the morning with all of the rest of our stuff.

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